Johnson Insurance Group

Terms & Conditions

Effective Date: February 10, 2026

By accessing or using the Chaffin Crest Enterprises, Inc. DBA Johnson Insurance Group website, you agree to the following Terms & Conditions. Please read them carefully.

1. Use of Website

This website is provided for informational purposes only. It does not constitute a binding insurance offer, contract, or guarantee of coverage.

You agree to use this site lawfully and not for any purpose that could harm, disable, or impair the website or interfere with others’ use.

2. No Professional Advice Disclaimer

Information on this website is intended to provide general insurance education. Coverage options, pricing, and eligibility vary by individual circumstances.

Final policy terms are determined by the insurance carrier and subject to underwriting approval.

3. Quotes & Submissions

Submitting information through our website does not guarantee coverage or pricing. Quotes are estimates only and subject to verification.

We encourage direct conversations so we can provide guidance tailored to your specific needs.

4. SMS Communication & Consent

By providing your phone number and opting in through our website forms, you consent to receive SMS text messages from Johnson Insurance Group.

• These messages may include:

• Appointment reminders

• Policy updates and notifications

• Customer support messages

• Important account alerts

• Promotional or marketing messages (if applicable)

Message frequency may vary depending on your interaction with our services.

To stop receiving messages, reply STOP to any text message.

For assistance, reply HELP or contact us directly.

Message and data rates may apply. Check with your carrier for details.

Carriers are not liable for delayed or undelivered messages.

You must be 18 years of age or older to use this SMS service.

5. Intellectual Property

All content on this website — including text, logos, graphics, and images — is the property of Johnson Insurance Group and may not be copied, reproduced, or distributed without written permission.

6. Third-Party Links

Our website may contain links to third-party websites for convenience. Johnson Insurance Group is not responsible for the content, privacy practices, or accuracy of those sites.

7. Limitation of Liability

Johnson Insurance Group is not liable for any damages resulting from the use or inability to use this website, including errors, interruptions, or inaccuracies.

8. Modifications

We may update these Terms & Conditions at any time. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

9. Governing Law

These Terms & Conditions are governed by the laws of the state in which Johnson Insurance Group operates, without regard to conflict-of-law principles.